Back to Blog

What to do if you have a car accident

Posted by

Unfortunately, car accidents do happen….. It’s worth thinking about what to do if you’re caught up in a crash. We’ve mapped out what you need to do to take some stress out of the situation.

1. Stop

However minor you think a car accident is, you must stop. In fact, failing to do so is an offence under the Road Traffic Act.

Switch your car’s engine is off and then turn your hazard lights on to alert other road users to your presence.

2. Call 999 or 101
If anyone has been injured in the car accident you should call the police (and an ambulance, if necessary) as soon as possible.

Call the police if the car accident is blocking the road.

3. Giving details

  • You’re obliged to give your name and address to anyone else involved.
  • Avoid saying sorry or accepting blame for the accident until you know precisely what happened as it could count against you later on.
  • If you hit a parked car, for example, you should leave your details on the windscreen.
  • Car accidents should be reported to the police within 24 hours. Failure to do so could result in a fine, penalty points or even disqualification.

4. Collecting details after a car accident

After a car accident, collect as many details as possible including drivers, passengers and witnesses and police officers-

  • Names
  • Addresses
  • Phone numbers
  • Ask who the registered keeper of the vehicle is. If they aren’t, find out who is and make a note of their name and address.

Call 999 straight away if someone leaves the scene of the car accident without giving their details.

5. Other information to collect from the car accident

  • The registration numbers of all vehicles involved, plus a note of each vehicle’s colour, make and model.
  • Time and date of the collision
  • Multiple smartphone photos showing the positions of vehicles involved or some sketches at the very least!
  • A description of the weather conditions, road quality or lighting that may have had influence on the collision.
  • A list of damage to vehicles and a description of any injuries sustained by pedestrians, drivers and passengers.
Back to Blog